Top 12 Fintech App Development Companies in 2025
Collaboration with a fintech app development company can become a solution for business owners seeking an opportunity to reach millions of customers, grow from startup to giant, increase IPO valuation, and more. In many cases, partnering with a trusted financial software development company in the UK gives you the added benefit of compliance expertise, scalability, and sector-specific knowledge.
That’s why you are also here, looking for reviews of top-tier providers who have the ability to take on your project — and you will find the one that fits you after reading our handpicked selection.
Fintech mobile app development services are wide, commencing at digital wallets, neobanking, platforms for lending & investments, and more. The ticklish point is that choosing a financial vendor requires your time, so we have come this way for you, gathering and investigating hundreds of firms through their offers, case studies, and benefits.
You will find outlined fintech app development companies that showcase tech proficiency and engagement in every project they work on. Promptly, let’s reveal the list of agencies that excelled in digital finance.
List of providers that offer fintech app development services
Founded: 2017
Headquarters: London, United Kingdom
Yes, here we are, hands down, a provider with 10+ years of experience in delivering cost-effective and rich-in-feature apps for startups and SMEs that want to be in the driver’s seat of the financial sector. You are able to receive full-fledged cooperation where we take on every tech-related task and meticulously support your solution through the whole lifecycle.
You can leverage our knowledge and background of bringing x3 revenue to customers, as well as earning the №1 position in the Play Market and App Store in the first two weeks, which brought more launches.
Reach out to Limeup team and discuss any mobile app development challenges you might face.
Why choose us:
Your project will be run by the top 1% of coders, powered by a collaborative approach so that you receive constant check-ins and the ability to make changes at every stage. Our team is proficient in iOS, Android, and cross-platform development, covering your custom needs.
Select case studies:
- i88 was our consumer for a product creation related to the trading platform with a user-friendly interface and ground-up features, so we compiled it in 22 weeks.
- With the request to build a secure solution, Trading Finance tasked us with the buildout of a trading app that includes a customized dashboard, enhanced functionality, and security.
- Investigate more case studies.
Founded: 2017
Headquarters: Berlin, Germany
impltech has no limits for innovations that drive the financial growth for small and medium companies who trust their domain knowledge in applications building and improving existing ones. From banking to custom eMoney software, this vendor helps organizations to gain advantages with scalable and user-friendly products.
Key services:
Industries:
Why choose them:
The agency has an in-depth understanding and background of working with governance regulations, fraud prevention practices, KYC, and more. For those who would like to get a revenue-driving solution, impltech is the starting point, with a crew of tech gurus who have at least 5 years of experience.
Select case studies:
- Traders.One applied for mobile app creation to receive a program that focuses on seamless transactions, safe data storage, account management, and more. impltech crafted such a resolution with unmatched speed, delivering an intuitive interface and cross-functional system.
- Considering complex projects, Trading Platform was a challenge where the company had to allocate the most skilled developers as well as security architects to ensure extra information protection.
- See more in the catalog of works.
Itexus
Founded: 2013
Headquarters: Warszawa, Poland
To put it briefly, 4 partners got together and decided to combine their experience of working in IT giants, leveraging all they knew about engineering to start their firm — Itexus — which has grown to 100 developers and many other tech and design-related professionals.
The vendor offers 3 cooperation models: fixed price, outstaffing and agile-based, all for customers’ convenience and capabilities so that the IT supplier can cover more pain points of its target audience.
Services: Mobile apps development, fintech development, mobile banking development, UI/UX design, etc.
Industries: Fintech, eCommerce, real estate, healthcare, etc.
Why choose them:
Itexus is a group of code maestros who established an efficient journey from 3 steps, which require less time from customers yet cover essentials across receiving an idea, estimating the needs and proposing an offer, and kicking off the building.
Select case studies:
Many companies have hired Itexus, as shown in success stories across collaborations with an American entrepreneur, a Silicon Valley-based consumer, and others.
Shakuro
Founded: 2006
Headquarters: Lewes, DE, USA
If visitors were wondering if there is a provider with a large workforce, Shakuro has 150+ experts to present, with a motto that theory clients find them “when it’s time for a key change.”
The IT supplier is capable of conducting reinvention, digital transformation, rolling out, and more, all the startups and firms need in terms of building applications. As the brand says on the website, web & mobile creation is its core strength, with all the nuances like testing.
Services: Mobile app development, web development, identity & branding, etc.
Industries: Fintech, healthcare, Web3, eCommerce, real estate, etc.
Why choose them:
Shakuro understands the cutting-edge need of solutions for various devices that allow businesses to remain competitive, therefore, it also focuses on personalization as the way to win visitors’ hearts.
Select case studies:
The agency is recognized by case studies which include working on apps like ATX, Abyss, SELECT (as a private community), and more.
Artkai
Founded: 2014
Headquarters: Gliwice County, Silesian Voivodeship, Poland
Kos Chekanov as the CEO, Egor Shakala as COO, they believe that there are no “maybe” and “game of luck” when it comes to the creation of successful resolutions, that’s why they invest in a team of more than a hundred tech visionaries which crafted many projects, 60% of which are dedicated to fintech and enterprise.
The firm provides solutions that make sense, combined with technologies, business objectives and values, available resources, and what customers really need in order to cover their pain points.
Services: Software development, modernization & redesign, team scaling, design, ideation & strategy.
Industries: Fintech, Web3, automotive, proptech, banking, etc.
Why choose them:
Artkai has a unique determination of what success means, and one of the points comes for financial outcomes as higher conversion and cost saving, driving leads in the market to gain competitive advantage, and improving the overall product usability.
Select case studies:
Considering project spotlights, there are mobile apps for Winbank as a representative of neobanking, ProCredit, Red Rocks Credit Union, which received an iOS application, and more.
Hedgehog Lab
Founded: 2007
Headquarters: Newcastle upon Tyne, UK
The partner of Contentful, Shopline and Netlify, this vendor wants to drive more valuable projects, leveraging its expertise across cooperations with worldwide brands. At the core of its digital heart is the motto of building what people will love as it drives them through two decades of background.
Sarat Pediredla as co-founder and CEO, has a priceless ambition of making his team the head and he leads them to this goal with passion, inspiring other leaders, one of them is Malcolm Seagrave, a managing director.
Services: Product & platform build, product discovery, support & maintenance, data & AI strategy, etc.
Industries: Financial services, government public sector, health & life sciences, retail, etc.
Why choose them:
As for the financial-related offers, there is mobile app creation that brings into the play a makeshift perspective for every project it takes on, from platforms to manage investments to administration systems with native or cross-platform approaches.
Select case studies:
Praised for its tech know-how, Hedgehog Lab represents project highlights that include wealth management for AJ Bell, solution for Wombat, which wanted to expand banking for millennials.
EB Pearls
Founded: 2004
Headquarters: Surry Hills, NSW, Australia
The team of over 320 engineers and other specialists is run by 4 co-founders: Suman Katwal, Manish Kumar, Rupak Shakya, and Akash Shakya, who met at a technical conference, like a fate, and built a strong company.
With empiricism at the core of everything it does, EB Pearls implements agile to deliver cutting-edge resolutions based on transparency and enhanced communication. The firm believes clients’ success is theirs as well, dedicating every part of the creation to reaching the set goals.
Services: Mobile application, progressive web application, websites, staff augmentation.
Industries: Finance, education, retail, marketplace, corporate, etc.
Why choose them:
EB Pearls is recognized in the niche, having received 72+ awards for the applications it compiled. The agency has a wide range of works we will outline below, offering to build an app from scratch, augmenting an existing crew and providing a group of tech gurus.
Select case studies:
In terms of its project portfolio EB Pearls has taken over collaborations with Rocket Remit, Kapstream Capital, etc.
instinctools
Founded: 2000
Headquarters: Potomac, MD, USA
If someone is wondering about the logo of *instinctools, it symbolizes its principles: development, responsibility, teamwork, effective usefulness, freedom, and individuality. The seniority level is 33%, with 39% of middle coders and experts, representing a robust crew.
Consumers are able to choose amidst a dedicated team model, IT staff augmentation, offshore creation center, and innovation consulting according to their demands, still, in each of them, they will receive full-fledged support.
Services: Mobile development, custom software development, AI agents, UX and design, etc.
Industries: Fintech, healthcare, manufacturing, eCommerce, logistics, etc.
Why choose them:
*instinctools is a company that’s ready to get the ball rolling even tomorrow if the business owner has pre-defined requirements and can agree on the budget, which is made for the convenience of both sides and is a match for rapid development.
Select case studies:
*instinctools was hired for a plethora of various projects as it’s shown in the catalog of works: expanse tracker, crypto platform, and more.
Robots & Pencils
Founded: 2009
Headquarters: Chagrin Falls, OH, USA
Starting its digital journey 16 years ago, Robots & Pencils entrusted its efforts to the belief that the mobile area can be more transformative — that was a good move that allowed it to become amidst the leaders in our list and worldwide.
Investigating its page on LinkedIn, our experts found out that the provider shares its experience and work completed, as well as conducts events dedicated to building various platforms, and more.
Services: Mobile, Salesforce, UX + design, web, AI + data science, etc.
Industries: Financial services, education, healthcare, high tech, retail & consumer goods.
Why choose them:
The team behind the brand is proficient in modern technologies, simultaneously combining it with a passionate attitude, being led by Daniel Dargham, Tyler Klein, Brad Fagan, and Lara Aranador.
Select case studies:
The vendor is helping companies across financial technology as it’s revealed in success stories, for instance, the mobile-only banking platform for Varo.
Miquido
Founded: 2011
Headquarters: Kraków, Poland
End-to-end software is served here, at Miquido, which offers a full-fledged creation cycle and ongoing support for every customer, promising to deliver an MVP in 3 months. Within the 150+ solutions conducted, it gained engineering know-how in building for Android and iOS platforms.
The IT supplier keeps the finger on the pulse of fintech, examining its impact on various niches, for example, the revolution in music, ensuring to stay ahead of the trends. Consumers can also receive AI-powered engagement for chatbots (customer support) or else.
Services: Mobile app development, UX design, product strategy, AI, etc.
Industries: Fintech, entertainment, eCommerce, education, etc.
Why choose them:
Miquido is a battle-tested hub that gathers together innovators who are not scared of challenges in the tech area, demonstrating adaptability to ever-evolving requirements and suggesting enhancements for every part that can be improved.
Select case studies:
Clients represented across real-world cases indicated that Miquido has a robust proficiency, creating solutions for banking needs, personal finance, CRM apps, and more.
Empat
Founded: 2013
Headquarters: Kyiv, Ukraine
Saying its group of tech visionaries is adept, we mean it — 92% of the staff has C1 in English, removing any barriers for effective cooperation and transparent communication that is appreciated by 100% of buyers.
With Empat, every worker becomes a champion as they learn to become passion-driven about every task and release, taking care of them as their success depends on them (and that’s true).
Services: Mobile app development, IT outstaffing, product development, fintech software development, etc.
Industries: Fintech, healthcare, education, social networks, etc.
Why choose them:
The firm is aimed at keeping employees engaged and productive, it shows website visitors that they are more than an average team that will take on your project while you know nothing about them, here they have a human connection.
Select case studies:
Many professional companies applied for its offers as it appears in the creative folio within Trigga and FuelFinance.
Ailleron
Founded: 2011
Headquarters: Kraków, Poland
Rafał Styczeń as the CEO has also found some leading companies in Europe, then bringing his experience to Ailleron together with Grzegorz Młynarczyk and Piotr Piątosa as vice presidents.
Ailleron dedicated over 20 years to financial technologies and their implementation, hiring top-tier talents who are capable of delivering end-to-end apps with value for businesses. All staff are driven by mastery, integrity, empathy, enthusiasm and partnership.
Services: Fintech software development, data analysis & AI/ML, banking chatbots, UX design, etc.
Industries: Fintech.
Why choose them:
Finnoscore 2022 study named this vendor as a “trusted software partner for 3 out of 10 world’s most digitally mature banks,” and no wonder as its workforce of 1,500+ specialists is always ready to dive into the project.
Select case studies:
To reveal the in-depth insights within the work showcase we need many hours so let’s focus on some of them like a company for digital banking, the usage of Kotlin Multiplatform framework, and more.
What is a fintech app development company?
If you are struggling with leveraging or building your fintech-related solution, then an IT supplier is your destination for hassle-free and straightforward resolution creation which comes in handy when you are up the creek without a paddle.
In other words, the top fintech app development company is the system integrator with reliable experience and proficiency, as well as the ability to provide a full-fledged creation process and deliver various applications, from banking to trading, investment and landing platforms, digital wallets, and literally everything that is written in your mind as the idea.
In terms of the fintech app development, a proper vendor will ensure to deliver deliverables that a) meet your business requirements, b) accommodate cutting-edge technology and trends, and c) remain future-proof in a fast-paced financial market with ever-evolving needs.
Comparison of mobile app development providers for fintech
As the market is predicted to reach $644.6 billion by 2029, it’s time to receive your piece of this cake and catch the wave to receive more income in a few years. As we have defined, collaborating with a respectable agency is the cream-of-the-crop way to reach your goals, here we would like to focus on comparing every IT hub according to key criteria.
All the top fintech app development companies outlined in this article have contrasting statements, so your choice will depend on your needs, for example, if you are a startup runner looking for a simple digital wallet, it’s not vital to apply for cooperation with a provider who works with enterprises.
Keeping that in mind, let’s dive deeper into the correlation.
— Cost
As the offers differ in prices, here’s information from an open source where brands provided the reliable information (as well as for the size of their workforce below). Note that it can vary in agreement with the fintech app development services you need.
— Team size
This standpoint is widely represented in our article about app development companies in the UK which can be useful for you as well, and here we consider all the vendors according to the number of employees, and as you see there’s no small ones with less than 20 talents.
— Experience
Each of the agencies outlined are highly proficient in the niche we overview, so we provide a synopsis here.
— Engagement models
As it determines how you will participate in the project with a fintech application development company and is determined by your needs, we think it’s essential to examine suitable propositions.
How to choose a financial app development company?
How you go about singling out development firms is entirely up to you. However, there are some established best practices that can aid you in making the right decision. Below, we go over some of the steps we recommend you to take to facilitate the most productive research process.
— Document your project requirements.
You will have a much easier time selecting corporations if you come in prepared with a documented list of what you are looking to develop, such as the features, functionality, etc. That way, companies can analyze your plan and provide you with answers to your questions.
— Evaluate the portfolio.
Most often, firms feature their past projects on the corporate website, calling them “Case Studies,” “Our Works,” “Portfolio,” etc. Check to see what kind of projects the fintech app development agency has created in the past and what the results were after the collaboration ended.
— Review their expertise.
Since you are interested in developing an application in the fintech sector, it would be the best course of action to double-check the firm’s expertise in this niche. You can obtain more in-depth information by reading what kind of services they provide, how they structure the expansion process, how they adhere to compliance and regulations in the fintech industry, etc.
— Check their online reputation.
To opt for a financial mobile app development company, you need to make sure they have a near-pristine reputation in the industry. For starters, you can see what kind of rating they possess on review aggregators, which are 1-to-5-star ratings. Then, you should dive deeper by reading the testimonials their former clients leave about the agency.
All of these tips are valuable at the beginning stages when you gather up potential candidates. Going through this list does not require you to immediately contact any provider and hire app developers, leaving you free to evaluate their competency just by going off the information they feature on their website and third-party resources.
How much do fintech application development services cost?
Comparing the firms, we have touched on the topic of hourly rates, however this pricing question is sometimes like the grin of an empty mask so we will cover this standpoint considering different types of resolutions and what models are available for your demands.
-
Hourly basis. One of the most common types you are likely to run into is on a per-hour rate for a financial app development company. This means you would be paying for each hour developers will be spending building your project.
This model can be a useful asset when creating cut-to-the-chase applications that are unlikely to require any additional services or iterations and you can approximately estimate just how much time the process will take from start to finish.
-
Fixed-price or project-based refers to when you and your provider agree on a certain sum of money that you will pay for the entire project completion. The fee is calculated by the company once they have evaluated the scope of work and its complexity, putting it into a full project budget.
-
Hybrid is more flexible and ambiguous, so be sure to specify with financial app development companies what exactly is going into the price. On average, hybrid models can include paying for specific values or KPIs that are supposedly brought to you after the growth of the app.
For example, you can agree to pay a certain amount for a predefined result, like an increased conversion rate.
You can read more about methods and hidden fees in our material from researchers, dedicated to app development cost, and at this stage, we have a run-through table for your convenience:
| Type of solution | $ | Example |
| Basic | $30,000–$79,999 | Expenses tracker with limited features |
| Mid-level | $80,000–$299,999 | Trading platform |
| Enterprise | $300,000+ | AI-powered banking application |
Searching for fintech app developers?
As we have discovered the nitty-gritty behind the intricacies of the best fintech app development companies, considering nuances about services, financial technology niche, years of experience, offices worldwide, and more. In addition, we put together all the information about what such a provider can offer, how it benefits your business and even outline 5 core stages to choose the reliable one.
In other words, you are fully armed to step into the collaboration with a vendor of your choice, accessing markets and premier resolutions for projects of any complexity.
We have even considered the pricing question, the one that feels like a cold breath on the neck for many organizations, and for now, it’s not terrifying as you know what defines the final price and how to save your resources. Partnering with an experienced software development company in the UK helps businesses reduce risks, adapt faster to market shifts, and keep their digital products future-proof.
The comparison part is the vital one as we have gathered leaders here, and divided them into a few groups so that you can evaluate which one suits your project according to the team members, hourly rates, and others.
If you would like to simplify the searching process and jump right into the free consultation with a top-tier company from this rundown, don’t hesitate to reach out to Limeup. You are able to schedule a complimentary consultation and receive full-fledged support from the first conversation.
